Interest Rates
Effective from Ashoj 15, 2068
| Savings Deposit |
Interest Rate p.a. |
| Normal Saving Account |
8.00 % |
| Specific Saving Account |
9.00 % |
| Children Saving Account |
8.25 % |
| Elder Citizen Saving Account |
8.00 % |
| Female Saving Account |
9.00 % |
| Bishwa Specific Saving Account |
8.25 % |
| Super Saving Account |
8.50 % |
| Subha Labha Bachat |
9.25 % |
| Shareholder's Account |
9.00 % |
| Salary Management Account |
9.25 % |
| Structured Savings |
10.00 % |
| Call Deposit* |
Negotiable |
| Semi Fixed Deposit* |
12.75 - 13.25 % |
| Fixed Deposit |
Quarterly |
At Maturity |
| 1-3 months deposit |
- |
11.25-11.50 % |
| 4-6 months deposit |
11.50% |
11.75-12.00 % |
| 7-11 months deposit |
12.25% |
12.25-12.50 % |
| 1 Year |
12.75 % |
13.00 % |
| Above 1 Year & Below 4 Years |
13.25-13.75 % |
13.50-14.00 % |
| 4-5 Years |
14.00 % |
14.50 % |
| Above 5 Years |
Negotiable |
| Elder Citizen Fixed Deposit* |
13.00 % |
| Special Fixed Deposit* |
13.25 % |
| HIGH YIELD FIXED DEPOSIT* |
Monthly |
Quarterly |
Maturity |
| 1 Year |
12.75 % |
12.90 % |
13.25 % |
| 2 Years |
12.90 % |
13.10 % |
13.50 % |
| Loan & Advances |
Interest Rate p.a. |
| Prime |
Others |
| Overdraft |
15 - 17% |
16.5 – 18% |
| Term Loan |
15.5 – 17% |
17 -18% |
| Easy Loan Revolving |
15.5 – 17% |
16.5 – 18% |
| SME Flexi Business Loan |
16 – 17% |
17 - 18% |
| Consumer Loan |
16 – 17% |
17 – 18% |
| Loan Against Fixed Deposit |
+ 2 % or minimum 14 % |
| Loan Against Gold & Silver |
15 - 16% |
16 - 17% |
| Hire Purchase Loan |
16 – 17% |
17 - 18% |
| Deprived Sector Loan |
17 – 18% |
18 – 20% |
| Mortgage Loan |
16 – 17% |
17 - 18% |
| Other Loans |
16 – 18% |
17.5 – 19% |
*Condition Apply
